When carrying out a risk assessment you should assess and score the risk against three key risk areas: -
- Risk relating to the driver
- Risk arising from the journey
- Risk arising from the type of vehicle used
There is a need to understand the areas they require specific focus upon, to avoid loss of use, business interruption, fraudulent injury and additional costing’s are broken down into the following sub sections: -
Age – Drivers age has a great affect on crashing. Statistics show that drivers under the age of 20, especially men, are most at risk of having a crash. The safest drivers are aged over 30 but under 65. At over 65 the risk increases again.
Driving Record – The length of a person been driving, number of accidents and number of convictions are good indicators of the risk on the road.
Licence Held – Less experienced drivers are more likely to be involved in an accident. Non UK citizens or those that have spent little time in the country are a higher risk , as they may not be fully aware of the laws and driving conditions.
Accidents – Drivers who have recently had crashes, regardless of blame are more likely to be involved in subsequent crashes.
Convictions – Drivers who break the law are more likely to be involved in accidents than law abiding drivers. The type of conviction is also relevant i.e. drink drive, dangerous driving etc.
Health – This can influence the likelihood of being involved in a related crash, i.e. heart conditions, epilepsy, diabetes.
Eyesight – Estimated 1 in 5 are not able to comply with the statutory driver eye test (reading a vehicle number plate from 20 metres) and hence may not be able to react to or anticipate road hazards.
Back pain – Those who suffer are more likely to suffer from fatigue and are thus at a higher risk of being involved in an accident.
Medication – Certain medicines can cause doziness although many drivers ignore these risks. It is a particular problem with flu and hay fever remedies.
Training – The extent and degree of driver training and assessment has a big influence on driver’s anticipation and awareness of the risks that are faced on the road.
Mobile Phones – They affect driver behaviour and concentration – this risk comes from the driver having to concentrate on the conversation rather than from operating the equipment so no differentiation should be made for hands free equipment.
Miles driven – the number driven provides an indication of how long the driver is behind the wheel and hence potential for crashes.
Journey type – Motorways are the safest mode and rural roads most dangerous. Estimate the time spent on the different types of roads.
Average Driving Time – in reference to the length of time spent driving and the potential for fatigue. The driver should give an estimation based on typical week / month.
Time of Working – The question determines whether fatigue could be induced by the amount of overall hours the employee is at work driving
Midnight & 6am – Our body clock expects us to be asleep between midnight and 6am so those driving between these hours face a higher risk of fatigue and mistakes !
Type – Control by the proprietor on specifications, especially safety features.
Body Type – A minibus will offer much greater protection in the event of a crash, as opposed to smaller saloon cars.
Engine Power - Generally the higher the performance of the vehicle the more likely it is to contribute to a crash.
ABS – Actively avoids a crash in emergency situations by giving the driver the ability to steer under heavy braking unlike non ABS fitted vehicles, which will lock-up and skid without the ability to steer.
Airbags – Protect the occupant inside and frontal impacts in conjunction with seatbelts. They do not lessen the potential for crash but the subsequent potential for injury.
Brake Lights – Drivers behind have a readily observable and early indication of braking.
EuroNCAP Score – The Euro New Car Assessment Programme rates the vehicle in the event of a crash and can give an indication of human survivability. Vehicles are given a score out of 5. Vehicles rated 5 have a better chance of protecting the occupant.
Driver Risk Assessment